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SBA Offers Disaster Assistance to Vermont Small Businesses Economically Impacted by the Coronavirus (COVID)
For questions contact Mary Cohen, 802-770-9554 or email: mcohen@rutlandvermont.com
ATLANTA – The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to Vermont small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19), SBA Administrator Jovita Carranza announced today. SBA acted under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, to declare a disaster following a request received from Gov. Philip B. Scott on March 18, 2020.
The disaster declaration makes SBA assistance available in the entire state of Vermont; and the contiguous counties of Coos, Grafton, Sullivan in New Hampshire; and Clinton, Essex and Washington in New York.
"SBA is strongly committed to providing the most effective and customer-focused response possible to assist Vermont small businesses with federal disaster loans. We will be swift in our efforts to help these small businesses recover from the financial impacts of the Coronavirus (COVID-19)," said Administrator Carranza.
SBA Customer Service Representatives will be available to answer questions about SBA's Economic Injury Disaster Loan program and explain the application process.
"Small businesses, private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises that have been financially impacted as a direct result of the Coronavirus (COVID-19) since Jan. 31, 2020, may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred," said Carranza.
"These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can't be paid because of the disaster's impact. Disaster loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue they are experiencing," Carranza added.
Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19). The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years and are available to entities without the financial ability to offset the adverse impact without hardship.
Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela. Applicants may also call SBA's Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
The deadline to apply for an Economic Injury Disaster Loan is Dec. 21, 2020.
For more information about Coronavirus, please visit: Coronavirus.gov.
For more information about available SBA resources and services, please visit: SBA.gov/coronavirus.
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About the U.S. Small Business Administration
The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.
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CDC advice cleaning home-included in the advice is that the bleach needs to be fresh. Information below from the Clorox site.
https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/disinfecting-your-home.html
- Diluted household bleach solutions may also be used if appropriate for the surface. Check to ensure the product is not past its expiration date. Unexpired household bleach will be effective against coronaviruses when properly diluted.
Follow manufacturer's instructions for application and proper ventilation. Never mix household bleach with ammonia or any other cleanser.
Leave solution on the surface for at least 1 minute
To make a bleach solution, mix:
- 5 tablespoons (1/3rd cup) bleach per gallon of water
OR
- 4 teaspoons bleach per quart of water
According to Clorox™, the amount of hypochlorite that is added to their bleach depends on the season in which it is manufactured, because temperature affects the decomposition rate of sodium hypochlorite. So, more hypochlorite is added to bleach made in the summer than in cooler months. Clorox aims to maintain a 6% hypochlorite concentration for at least six months after the manufacturing date, assuming the bleach is stored around 70°F. It takes about 4-8 weeks from the time chlorine bleach is made to when it gets to a store so that you can buy it to take home. This leaves you 3-5 months where the bleach is at the effectiveness level stated on its label.
Does this mean bleach is useless after 3-5 months? No, because you probably don't need 6% hypochlorite for laundry and home disinfection. The 6% hypochlorite level is an EPA disinfection standard. If you store your bleach where it can get warmer than 70°F, like 90°F, the bleach is still effective for around three months.
From the Clorox site
A.
It's important to keep track of how old a bottle of bleach is because it doesn't last forever! The way to identify the age of a bottle (people don't always remember when they bought it!) is to use the production code stamped on the neck of the bottle. Let's use A81421321CA3 for an example.
To find the date the product was made, you read it from left to right and use the first 7 characters as follows:
Plant Number—Last two digits of year made—Day of the year made
A8 14 213
Not sure what to do with too-old bleach? If it has any bleach smell, it still has some bleach active and can still be used for general home cleaning and laundry; just use a little more than the recommended amount (and be sure to use it up quickly). If it no longer has any bleach odor, just flush it down the toilet — any small amount of sodium hypochlorite active that may remain will finish breaking down as it travels through your home's pipes and out to the sewer.
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Good Evening,
There is a correction to the April issue of the Chit Chat. Mount Holly School Food Pick Up is between the hours of 7:30 a.m. and 8:30 a.m. The student's meal(s) will be placed on the table upon your arrival.
If you need a delivery to your home, please contact Jo Bania at Jo.bania@trsu.org, call or text 236-5840.
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Jo Bania, School to Home Liaison
(802) 236-5840
Mount Holly Elementary (802) 259-2392
Ludlow Elementary (802) 875-5151
Black River Middle and High School (802) 875-4721
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